Latest opinions that Siddharth Udani has shared on Finextra

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Siddharth Udani

Client Partner

Consulting

Member since

28 Aug 2008

Location

London

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Siddharth's opinions

Has HR failed in Banks being root cause of issues?

Its quite interesting to see how a bank's human resourcing model works and the dependency on 'contractors'. Many banks have a model with least permanent employees and high reliance on contractors and external vendors to outsource work. To the extent, that supposed to be short term contractors even run large projects and its expenditures which runs...

27 July 2013 Banking Architecture

SEPA - Update May 2012

With immense pressure on the last few miles to run to meet the SEPA timelines, current few interesting challenges faced by banks are common but still time and money consuming. Recently, EBA Day had varied but quite interesting perspectives or gossips around Migration Timelines, Finally ACI or S1, MyBank launch, Wallet/Mobile and the favorite Innov...

21 May 2012 /payments Banking Architecture

SIBOS 2011: what do you need?

So which topic will steal the show at SIBOS this year.. Post Crisis wheres the growth? final words on SEPA? e-Invoicing? Basel III? Mobile Payments? Security Infrastructures? Renminbi? My take is post crisis wheres the growth should be the mantra and other topics are value adds with specifics. Are banks expecting more M&As post crisis, restruct...

19 July 2011 /payments /sibos Banking Architecture

Payments - Reduced Costs but did you Increase Revenue?

We have seen, heard and acted a lot in the Payments space over last few years either to comply with new regulations like SEPA or to consolidate Payments Systems to reduce costs. Covering the obvious to 'reduce costs' and comply with EU regulations, banks are still not targeting enough to increase revenues in payments processing. Definitely regul

23 May 2011 /payments /wholesale Banking Architecture

Banks choose technology or solutions?

It’s rather a very interesting debate whether banks choose the 'right' solution or a solution thats 'fits' their technology landscape. Though most of the Requirements are driven out of business change, how much of influence does business have on technology solutions? And whether do they actually care? With banks getting global and larger, there ha...

28 April 2009 /payments /retail Banking Architecture

Country Sues

Never heard of a country sueing another country! Let the 3rd world war begin (virtual)..

10 October 2008

banco-de-future

Singing the latest buzz words with Credit Crunch, Compliance Checks, it definitely time for banks to be cutting costs especially after writing off almost $148 billion dollars. So with coming years in cost cutting, all our astonishing skyscrapers would be gone, trains less crowded and bars getting dry. All those freaky high paying Investment banke...

10 September 2008 Banking Architecture

Go Green - Less Paper with Less Cash.. all Online or Card?!

With most of the population in developed world using Internet, if banks can lure them to use Internet banking and plastic cards would Paper Cash cease to exist in coming decade? Imagine terms like Dollar, Pound, Euro just in books and there is no actual currency!! Has all these central banks reduced their Currency printing forecast? So less paper...

02 September 2008 Banking Architecture

Configure Vs Code Are we into 6GL?

Banks are trying to modernize thier systems by rolling out newer programmes or business changes and considering business services with SOA. By SOA, whether we talk about creating web-services or introducing fancy middle-wares, banks are inevitably moving towards application consolidations with business process automation as their key objective. In...

28 August 2008 /payments Banking Architecture